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Cadrivolna: Governed by English and Welsh law

These terms govern your use of our website and service. Please read them carefully before using the service. By accessing or using the service, you agree to be bound by these terms.

1

Nature of the service and important limitations

This service provides an AI-assisted research tool designed to help private investors organise information, examine assumptions, compare scenarios and develop their own independent views. It is an information and research support tool only. It does not constitute financial advice, investment advice, or any other form of regulated advice. Nothing produced by or through this service should be relied upon as a recommendation to buy, sell or hold any investment.

The service does not execute trades or transactions of any kind, and does not connect to any investment account, platform or portfolio. All decisions made in connection with your investments are your own responsibility. If you require personalised financial advice, you should consult a financial adviser authorised and regulated by the Financial Conduct Authority (FCA).

2

Acceptable use of the service

You agree to use the service only for lawful purposes and in a manner consistent with these terms. You must not use the service in any way that could damage, disable, overburden or impair our systems, or interfere with any other user's use of the service. You must not attempt to gain unauthorised access to any part of the service or its underlying infrastructure.

The content and outputs generated by the service are provided for research and informational purposes only. You must not represent any output of the service as professional financial advice, share it in a way that could mislead others, or use it in connection with any regulated financial activity without appropriate authorisation. We reserve the right to suspend or terminate access to the service where these terms are not observed.

3

Intellectual property and liability

All content on this website, including text, design, graphics and software, is owned by or licensed to us and is protected by applicable intellectual property law. You may not reproduce, distribute or create derivative works from any part of this website without our prior written consent. Nothing in these terms transfers any intellectual property rights to you.

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of the service, including any reliance on information or outputs produced by the service. We do not warrant that the service will be uninterrupted, error-free or suitable for any particular purpose. These terms do not affect any statutory rights you may have as a consumer under UK law. These terms are governed by the laws of England and Wales.